Home Mortgage Loans and Credit Center

American Home Guides home mortgage loan and credit center is a new resource for checking your credit for free and getting tips on how to get the best home mortgage loan when buying a new home.

Mortgage Payment and Interest Calculators

• Free Mortgage Calculator - to calculate monthly new home payments
• Calculate Current or Future Income - estimate gross and net income payments
• Compound Interest Calculator - how much in interest will you spend over the life of your new home loan?

We are building useful tips, articles and guides about repairing and preparing your credit before applying for a home mortgage loan. A small difference in your credit rating or FICO score can have a big impact on your cost over the life of a loan.

Buyers Benefit From New Home Incentives, Rebates and Discount Offers

The laws of the real estate jungle are simple. Supply and demand. Now that there is such a surplus of homes, compared to the number of buyers in the market, new home builders, Realtors,and sellers are offering enticing incentives to help move the stagnant market surplus. Find out what are the best deals for home buyers. Continues here ››

Credit Building Tips for New Home Buyers

Credit scores are one of the most important public records you carry with you through life and impact nearly every financial move you make. But how do you build a credit history if you don't yet have one? For the first-time home buyer, creating or improving a credit history is often a concern. We've gathered some ways to build or repair a credit profile. Continues here ››

Home Loans Options for Those with Bad Credit

For those with bad credit, getting a home mortgage loan can be difficult and expensive. Look out for lenders who promise the moon to poor credit customers, and follow these basic steps to get on the road to safe and affordable home ownership. Continues here ››

President Obama Offers Help for Foreclosures

Foreclosure rates are increasing at an alarming rate. With the economy in a downward spiral, America's leader, President Obama, offers help for those facing foreclosure. Find out what government assistance is available to help homeowners from loosing everything in today's sinking real estate market. Continues here ››

Real Estate Market Trends Say “Buy Now!”

Housing trends have been negative for quite some time. Now there is indicators showing improvement in home sales. Is it a good time to buy? Yes! Stop hesitating and get in the real estate game while home prices are at an all time low and mortgage rates are down too. Continues here ››

The Top 10 Ways To Improve Your Credit Score

The ripples of a pebble on the water’s surface are evidence of its actions. The ruptured area radiates with proof of the rock’s exploits. Credit works in a similar manner. It radiates as proof of your financial actions entered into for all to see. It leaves a tide of effects on the surface of your financial future that can either help or hinder the home buying process. If your ripples mark the struggle to maintain a positive credit score, there are 10 ways to smooth out your credit in a relatively short amount of time. Continues here ››