Home Buying Tips

• What are the benefits of piggyback financing?
  When a buyer puts 10 percent or less cash down, most lenders require mortgage insurance, known as PMI, which is paid for by the buyer. The cost of PMI is about 1/2 percent of the loan amount annually. So, on a $250,000 mortgage, PMI will run about $1,250 per year. Continue article...
• Is private mortgage insurance good or bad?
  Unless you are involved with real estate you probably have never heard of PMI. No. It's not a serious disease. In fact, PMI can be extremely beneficial if you are a "cash challenged" home buyer without a sufficient down payment. Continue article...
• Should I take my home off the market for the holidays?
  As we head into the last month of the year, sellers usually wonder if they should take their home off the market for the holidays. While no one has a crystal ball, there are many good reasons to consider leaving your home on the market until it sells. Continue article...
• Common Myths About Working With Real Estate Agents
  Get started by avoiding these common myths about real estate agents. Continue article...
• Shopping For a Good Home Deal
  Everyone wants a good deal. But, good deals are few and far between in the many low-inventory markets around the country. Continue article...
• Pros and cons of old and new homes
  When deciding between an old or new home, the list of pros and cons is lengthy. Continue article...