Home Buying Tips

• Realtor VS. "For Sale By Owner"
  "Why do we need a real estate agent? After all, an agent will charge thousands of dollars to sell even an average home, and that commission comes right off the top! Heck, with the Internet and all, we can do practically everything that an agent would do, so why should we pay out all that money?" Continue article...
• Over Improving May Hurt Resale
  Resale value is very important if you plan to refinance or sell soon. Many factors affect it, including economic and housing market conditions, quality of the house, and desirability of the neighborhood. One measure of a home's resale value is the length of time it spent on the market before you bought it. To improve resale value, consider improvements such as landscaping or an updated kitchen. But be careful not to over-improve for the neighborhood. You may scare off buyers and you aren't likely to recoup much of your improvement costs. Continue article...
• Mortgage disclosure amendments do more harm than good
  "The grapevine says that the Department of Housing and Urban Development (HUD) is seriously considering a proposal by the National Association of Mortgage Brokers (NAMB) for amending mortgage disclosure requirements. Is their proposal good for borrowers?" Continue article...
• Back out legally
  When can I pull out of a purchase contract? Continue article...
• Online Lending Makes Financing Your Dream Home Easy And Fast
  Financing the construction of your dream home may seem like a complicated process compared to the standard home purchase or refinance of an existing home. Continue article...
• Real estate not always secured with highest bid
  Most sellers would be delighted to receive multiple offers. However, figuring out which offer to accept is not always as simple as you might think. Continue article...