Home Buying Tips

• Does Bankrupcy Automatically Preclude Me From Getting a Mortgage?
  

  No Continue article...

• How to sell home without real estate agent
  Have you noticed when you are on an airplane, the stranger sitting next to you will often reveal secrets he probably wouldn't tell his closest friends? Continue article...
• How to buy profitable real estate
  Are you the adventurous type of home buyer who wants to make a profitable purchase? Or are you looking for a near-perfect "model home" acquisition where all you have to do is turn the key in the front door and move in? Continue article...
• What is the disadvantage of an older home?
  Maintenance will be higher on an older house if major components such as the plumbing, heating and electrical systems, roof, major appliances or drainage system need repair or replacement. Before you purchase the home, find out the age of the major systems. Have they been updated or are they original? Ask the sellers to provide a list of repairs and modifications they have made to these systems, including the date the repairs were made. Also, find out how much it costs to heat the house and if it is insulated. Another consideration is that most older homes often do not meet modern building code requirements. Older houses can be updated or retrofitted to conform to current code—but the price can be steep. Also, older houses may contain materials that are hazardous, such as asbestos or lead. Continue article...
• Unhappy customers can do more than write to HUD
  The great majority of loans today are serviced by firms that don't own them. The servicer is paid by, and is beholden to the owner of the mortgage. Borrowers have no say in who services their loan, and if they get poor service, about all they can do is write a letter of complaint to the Department of Housing and Urban Development (HUD). Therefore, it is hardly surprising that servicing does not generally meet the needs of borrowers. Continue article...
• Shopping For a Good Home Deal
  Everyone wants a good deal. But, good deals are few and far between in the many low-inventory markets around the country. Continue article...