Home Buying Tips

• How To Save Money On Your New Home
  Do you clip food coupons from your Sunday newspaper? Or do you take advantage of sales at your favorite department store? Then you will certainly appreciate BIG savings on the purchase of a new home! Continue article...
• Is private mortgage insurance good or bad?
  Unless you are involved with real estate you probably have never heard of PMI. No. It's not a serious disease. In fact, PMI can be extremely beneficial if you are a "cash challenged" home buyer without a sufficient down payment. Continue article...
• What are the benefits of piggyback financing?
  When a buyer puts 10 percent or less cash down, most lenders require mortgage insurance, known as PMI, which is paid for by the buyer. The cost of PMI is about 1/2 percent of the loan amount annually. So, on a $250,000 mortgage, PMI will run about $1,250 per year. Continue article...
• The Perfect Escrow - Does it Exist?
  Very simply defined, an escrow is a deposit of funds, a deed or other instrument by one party for the delivery to another party upon completion of a particular condition or event. The California Escrow Law – Section 17003 of the Financial Code – provides the legal definition. Continue article...
• Pros and cons of old and new homes
  When deciding between an old or new home, the list of pros and cons is lengthy. Continue article...
• Manufactured Housing Sheds Stereotype
  Forget the term "mobile home" - it's so 26 years ago. Continue article...