Home Buying Tips

• Should You Buy A Home Through A Real Estate Agent?
  One of the first things many people do when beginning their search for a new home is enlist the help of a real estate agent. It is the realtor's job, after all, to help you find the home that is perfect for you. Continue article...
• What are the benefits of piggyback financing?
  When a buyer puts 10 percent or less cash down, most lenders require mortgage insurance, known as PMI, which is paid for by the buyer. The cost of PMI is about 1/2 percent of the loan amount annually. So, on a $250,000 mortgage, PMI will run about $1,250 per year. Continue article...
• How to avoid buying bad real estate
  Ask any experienced residential real estate attorney about his or her most difficult case. The answer will probably involve a "bad house." While not exactly a legal term, a bad house is one where the buyer alleges the seller knew about a serious structural defect, but failed to disclose it to the buyer before purchase. Continue article...
• Realtor VS. "For Sale By Owner"
  "Why do we need a real estate agent? After all, an agent will charge thousands of dollars to sell even an average home, and that commission comes right off the top! Heck, with the Internet and all, we can do practically everything that an agent would do, so why should we pay out all that money?" Continue article...
• What to consider when reviewing a home purchase offer
  A home purchase agreement is a complicated legal document. It will include all of the terms and conditions of the sale, most of which are negotiable. Some sellers focus on the price the buyer offers, minimizing the other terms and conditions. This approach can lead to trouble. Continue article...
• Does Bankrupcy Automatically Preclude Me From Getting a Mortgage?
  

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